精品学习网为了让大家学会如何写好大学英语四级作文，整理一些范文，给考生提供帮助1. 越来越多的人使用信用卡
2012年英语四级作文预测：信用卡
2. 信用卡的弊端
3. 信用卡有哪些好处
【对比选择型模板】
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.(描述现象段)
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.(说明问题段)
However, wisely used credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.(总结观点段)
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