2012年跟单员考试辅导：UCP信用证与合同
编者按：精品学习网站点为广大考生第一时间发布考试资讯，本文主要介绍UCP信用证与合同、单据与货物、服务或履约行为、兑用方式、截止日和交单地点，供大家参考。
信用证与合同
a.就其性质而言，信用证与可能作为其开立基础的销售合同或其他合同是相互独立的交易，即使信用证中含有对此类合同的任何援引，银行也与该合同无关，且不受其约束。因些，银行关于承付、议付或履行信用证项下其他义务的承诺，不受申请人基于与开证行或与受益人之间的关系而产生的任何请求或抗辩的影响。
受益人在任何情况下不得利用银行之间或申请人与开证行之间的合同关系。
b.开证行应劝阻申请人试图将基础合同、形式发票等文件作为信用证组成部分的做法。
Credits v. Contracts
a. A credit by its nature is a separate transaction from the sale or other contract on which it may be based. Banks are in no way concerned with or bound by such contract, even if any reference whatsoever to it is included in the credit. Consequently, the undertaking of a bank to honour, to negotiate or to fulfil any other obligation under the credit is not subject to claims or defences by the applicant resulting from its relationships with the issuing bank or the beneficiary.
A beneficiary can in no case avail itself of the contractual relationships existing between banks or between the applicant and the issuing bank.
b. An issuing bank should discourage any attempt by the applicant to include, as an integral part of the credit, copies of the underlying contract, proforma invoice and the like.
单据与货物、服务或履约行为
银行处理的是单据，而不是单据可能涉及的货物、服务或履约行为。
Documents v. Goods, Services or Performance
Banks deal with documents and not with goods, services or performance to which the documents may relate
兑用方式、截止日和交单地点
A.信用证必须规定可在其处兑用的银行，或是否可在任一银行兑用。规定在指定解行兑用的信用证同时也可以在开证行兑用。
B.信用证必须规定其是以即付款、延期付款，承兑还是议付的方式兑用。
C.信用证不得开成凭以申请人为付款人的汇票兑用。
D i.信用证必须定一个交单的截止日。规定的承付或议付的截止日将被视为交单的截止日。
ii.可在其处兑用信用证的银行所在地即为交单地点。可在任一银行兑用的信用证其交单地点为任一银行所在地。除规定的交单地点外，开证行所在地也是交单地点。
E.除非如第二十九条a款规定的情形，否则受益人或者代表受益人的交单应截止日当天或之前完成。
Availability, Expiry Date and Place for Presentation
a. A credit must state the bank with which it is available or whether it is available with any bank. A credit available with a nominated bank is also available with the issuing bank.
b. A credit must state whether it is available by sight payment, deferred payment, acceptance or negotiation.
c. A credit must not be issued available by a draft drawn on the applicant.
d. i. A credit must state an expiry date for presentation. An expiry date stated for honour or negotiation will be deemed to be an expiry date for presentation.
ii. The place of the bank with which the credit is available is the place for presentation. The place for presentation under a credit available with any bank is that of any bank. A place for presentation other than that of the issuing bank is in addition to the place of the issuing bank.
e. Except as provided in sub-article 29 (a), a presentation by or on behalf of the beneficiary must be made on or before the expiry date.
更多请进入：
