W: Hey, just look! What do you think of my new equipment? The wide screen TV, and my new DVD player, and… Here, let me show you my…

M: But where did you get the money to buy all these? Did you borrow money from Mom and Dad again?

W: Of course not. I got them with this!

M: What? Have you been using Dad’s credit card again? What a student you are!

W: No. it’s mine. It’s a student credit card. I got an application in the mail.

M: How does a student credit card control spending? The interest rates of student credit card are usually high. And how are you going to pay your credit card bill?

W: With my birthday money. It’s coming up in a week.

M: Listen! Let’s sit down and talk about how you’re going to pay things back, and maybe we can come up with a budget that will help you get out of this mess. That’s the least I can do.

W: OK.

TEXT 9

M: Good morning, John Blare speaking.

W: Good morning, Mr. Blare. My name is Kate Brown. I’m calling you about the typist’s job you advertised.

M: Oh, yes. Have you ever been a typist before?

W: Yes. I have ever worked in a publishing house. My job was typing then.

M: Fine.

W: Could you tell me what the working hours are?

M: Well, basically, we work for 38 hours every week. The company is open from 8:30 to 4:30, Monday to Thursday. Friday is closed earlier, at 2:30.

W: Thank you. And what is the pay for the basic working week?

M: $428. If you work overtime, there will be more. Would you like to come and see me? What about tomorrow at 10:30?

W: 10:30 tomorrow. That would be fine.

M: Do you know the address?

W: 482 Lowland Road, Kent Street. Is that right?

M: Yes. I will see you tomorrow morning then.

W: Thanks. Bye.

Text 10

Back to the news. Last Friday a storm hit two villages destroying fourteen houses. Seven others were so badly damaged that their owners had to leave them, and fifteen others had broken windows. One person was killed, and nine were badly injured and taken to hospital. A number of other people received small injuries. Altogether over two hundred were left homeless as a result of the storm.

A farmer said the storm began early in the morning and lasted over an hour. He was in the kitchen with his wife and his children when they heard a loud noise. A few minutes later their house fell down on top of them. They managed to climb out, but then he saw that one of his children was missing. He went back inside and found him safe but very frightened.

A woman said that her husband had just left for work when she noticed that her house was shaking. She rushed outside immediately with her children. There was no time for her to take anything. A few minutes later, the roof came down.

Soldiers went to the area to help the people in trouble.

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